Workers' Compensation Insurance

Workers' Compensation Insurance is required for all construction companies with one employee or if you are a sole proprietor, which include landscape installation and irrigation. It is required for all other companies that have four or more employees. Workers Comp Insurance pays for all medical expenses of an injured worker as well as 2/3 of his or her wages after an initial 7-day waiting period. Workers' Comp exemptions are available for up to three officers who own at least 10% of the corporation or LLC. If you need an exemptionform, please click on the link below.

We have access to many Workers' Compensation markets:

1. For established accounts with premiums over $10,000 we have several companies that can offer dividends based on good loss history.
2. For new or less than perfect accounts we have four other companies that will compete for your business.
3. For companies looking for someone to handle their payroll tax forms as well as their Workers' Comp we have an excellent leasing company that caters to the Agricultrual Community.
4. For the hardest to place or accounts with losses we also represent the FWCJUA, the insurer of last resort.
   
   Workers' Compensation Application
   Notice of Election to be Exempt