Homeowners' Insurance:

Homeowner policies are divided into different parts, together they make up a complete homeowner package:

1. Dwelling coverage is the value of the main house
2. Other Structures covers any other buildings not attached to the main house
3. personal Property covers your “contents”
4. Loss of Use pays you when your house is uninhabitable due to a covered loss.
5. Liability covers injury to others,

We have access to 6 Homeowners makets which can insure condos, investment properties, mobile homes, and even very old homes. The rates for Homowners insurance vary due age, construction (frame, block, etc.), updates (plumbing, roof, older homes, or electrical), credit and location of the property.

Because of the rapid rise in home construction, homeowners need to make sure the have adequate coverage for home prices have escalated rapidly in the lastest several years. Another probelm area is the sub limitson Personal Property on items such as firearms, jewelry and silverware. Condo polices only insure real property from inside the walls including all appliances, fixtures, personal property, and floor coverings.

Lised below is a homeowners application which can be complteted online in order to obtain a quote.

Request a Quote