Crop Insurance

At Nelson’s Insurance Services we pride ourselves on being one of the largest Nursery Crop Insurance agencies in Central and North Florida. The Federal Crop Insurance Program is an affordable way to make sure wholesale nurseries get the crop insurance coverage they need to protect their crops and their business.

Nursery Crop Insurance is available for Container and Field Grown plants.

Covered perils include:

  • Adverse weather
  • Wind
  • Hail
  • Flood
  • Hard freezes
  • Wildfires
  • Insects and disease damage are covered if there is no known effective control measure

Learn More About Nursery Crop Insurance Protection

Nursery plants can be insured as one combined unit known as Basic Unit By Share (BUBS) or by Individual Plant Type known as Basic Unit By Plant Type (BUPT). Insuring the nursery as one unit means that the entire nursery must meet a single deductible before an indemnity will be paid. Insuring by plant type (foliage, annuals, palms and cycads, etc.) separates each plant type as its own unit with its own deductible.

If the nursery has a particular plant group that is more susceptible to a peril, cold weather for example, than other plant types, this option might be beneficial. In the event of an insurance claim for this example, only the deductible for the damaged plant type must be met instead of the deductible for the entire nursery. Two inventory revisions are allowed per unit per year to increase reported values.

Let Our Insurance Agency Help You Select Crop Insurance

Our independent insurance agents know that there is a lot to understand and to evaluate when it comes to crop insurance and we are available to discuss in depth what coverage will be best for you. Please contact us and we will be more than happy to help out and offer a quote or answer any questions you may have.

Call us today at 407-886-7553 or request a quote and one of our representatives will be in touch with you.

For assistance in South Florida, we recommend Insurance for AgriBusiness. You can call them at 305-274-3970.

Learn more about our crop insurance:


In accordance with Federal civil rights law and U.S. Department of Agriculture (USDA) civil rights regulations and policies, the USDA, its Agencies, offices, and employees, and institutions participating in or administering USDA programs are prohibited from discriminating based on race, color, national origin, religion, sex, gender identity (including gender expression), sexual orientation, disability, age, marital status, family/parental status, income derived from a public assistance program, political beliefs, or reprisal or retaliation for prior civil rights activity, in any program or activity conducted or funded by USDA (not all bases apply to all programs). Remedies and complaint filing deadlines vary by program or incident.

Persons with disabilities who require alternative means of communication for program information (e.g., Braille, large print, audiotape, American Sign Language, etc.) should contact the responsible Agency or USDA’s TARGET Center at (202) 720-2600 (voice and TTY) or contact USDA through the Federal Relay Service at (800) 877-8339. Additionally, program information may be made available in languages other than English.

To file a program discrimination complaint, complete the USDA Program Discrimination Complaint Form, AD-3027, found online at How to File a Program Discrimination Complaint and at any USDA office or write a letter addressed to USDA and provide in the letter all of the information requested in the form. To request a copy of the complaint form, call (866) 632-9992. Submit your completed form or letter to USDA by: (1) mail: U.S. Department of Agriculture, Office of the Assistant Secretary for Civil Rights, 1400 Independence Avenue, SW, Washington, D.C. 20250-9410; (2) fax: (202) 690-7442; or (3) email:


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